Simple Business Funding

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We specialize in securing tailored financial solutions for businesses of all sizes. From commercial loans to asset financing, we connect businesses with the right lenders to fuel growth, improve cash flow, and achieve long-term success.

Diverse Financing Options for Businesses

At Simple Business Funding, we provide various lending options to empower small businesses. Discover loans tailored to your business needs.
  • Expert Insights on Business Financing
  • User-Friendly Application Process
  • Resources to Navigate Your Financial Journey
  • Flexible Repayment Plans
  • Improve Your Credit Profile
  • Dedicated Support for Your Business
  • Tools for Business Growth
  • Success Stories from Our Clients
Minimum Criteria
  • 500 FICO
  • $5-6k in monthly revenue each month
  • 4 to 16 Income deposits each month (Depends on Industry)
  • 6 months in business with no credit card processing
  • 3 months in business if business takes credit card processing
  • 67% of ownership
  • Max Negtive Days: 7 days
Loan Terms & Conditions
  • Funding Amounts: $2,500 - $1,000,000
  • Repayment Type: Daily, Weekly or Twice Weekly
  • Payment Types: ACH
  • Repayment Duration: 7-60 months
  • Tax Liens: Greater than $50k need to be in a payment plan

Underwriting Guidelines

Business Entity Criteria
  • Businesses must have enough money in their accounts to handle debt load during and at the end of the month. (Compensating factors do apply)
  • We fund home-based businesses
  • Sole proprietorships are ok 1 year in business with business bank statements.
  • No international business
  • Citizentship: US Citizen (Permanent residents will be considered for deals up to $50k)
  • Payoffs: Up to 4 positions; must net 50%
  • Credit Pull: Soft
  • Credit Card Splits: Yes, in some cases
  • COJ; Not required
  • DocuSign Contracts Available on call contracts

FAST FACTS ABOUT US

Mom and Pop business funding was founded in 2012 by Bret Martin and a handful of other employees. The company was initially found as ISO Recruiting Company but re-branded to Mom and Pop business funding.
Founded in 2012
40,000 Merchants
Since 2012, Mom and Pop Business Funding has provided business financing to over 40,000 small businesses.
Mom and Pop business funding is headquartered in Medford, OR with addditional offices located in Phoenix, AZ and New York, NY. We also have emplaoyees located across the U.S and Canada.
$8 Billion
Mom an Pop business funding has provided close to $8 Billion in financing to business in hundreds of industries across the united States.

Simple Business Funding provides invaluable resources and support to empower small businesses in attaining financial success. Our platform is designed to offer a variety of financing options tailored to meet diverse business needs.

303-257-8291
11762 Lincoln St Northglenn Co 80233
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